Best Crypto Exchanges in Ghana for 2025

Top Crypto Trading Platforms in Ghana

Ghana’s crypto market is expanding rapidly, driven by rising financial literacy, economic shifts, and increasing demand for digital assets as a hedge against inflation. Investors can choose from local and international exchanges that support GHS deposits, each offering unique features, security measures, and trading tools. Below are the top five crypto exchanges for Ghanaian traders.

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1. Bybit

Bybit is the best cryptocurrency exchange in Ghana, recognized for its deep liquidity, powerful trading tools, and broad asset selection. Since its launch in 2018, the platform has grown to over 66 million users globally and handles more than $40 billion daily trading volume across both spot and future order books. 

Ghanaian traders can access spot, margin, derivatives, and options trading with leverage up to 200x on perpetual contracts. Bybit offers a Unified Trading Account, allowing seamless capital allocation across multiple trading products, reducing margin requirements and optimizing funds. 

Additional features include copy trading, demo trading, trading bots, TradeGPT, staking, liquidity mining, NFT trading, and crypto loans. Security is a top priority, with multi-factor authentication (MFA), cold storage, and a regularly updated Proof of Reserves (PoR) system ensuring transparency and fund safety.

• Fees: 0.1% fee for spot trading.
• Supported Assets: Over 1,700 digital assets.
• Regulation & Licensing: Complies with Ghana’s regulations and is globally licensed.
• GHS Deposit Methods: Bank transfer, credit card, debit card, MoMo, Airtel Money, Google Pay, and Apple Pay.

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2. KuCoin

KuCoin is one of the most popular cryptocurrency exchanges worldwide. It is known for its high staking rewards, extensive asset selection, and innovative trading features. Founded in 2017, it serves over 39 million users in 200 countries and processes more than $2.56 billion in daily trading volume.

One of the key features is KuCoin Earn, which offers flexible and fixed staking options with competitive annual percentage yields (APYs) of up to 600%. Users can earn passive income through crypto lending, staking, and dual investment products, maximizing returns on idle assets. 

Additionally, KuCoin’s automated trading bots allow users to optimize their trading strategies without constant market monitoring. The platform offers multi-layer encryption, two-factor authentication (2FA), and an independently verified Proof of Reserves (PoR) system ensuring user assets are fully backed. 

• Fees: Spot trading fees start at 0.1%.
• Supported Assets: Over 900 cryptocurrencies.
• Regulation & Licensing: Globally regulated and is available in Ghana.
• GHS Deposit Methods: Bank transfer, MoMo, M-PESA (Vodafone), credit card, and debit card.

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3. Kraken

Kraken is known for its institutional-grade services, advanced security, and deep liquidity with a quarterly trading volume exceeding $207 billion. Established in 2011, it has built a strong reputation for reliability and regulatory compliance, serving over 10 million clients across Ghana and 190 other countries.

Kraken Institutional offers exclusive services for institutional traders, including OTC trading, API integration, and advanced risk management tools. The Kraken Pro platform features low-latency order execution, deep order books, margin trading with up to 5x leverage and customizable trading interfaces. 

Beyond trading, it provides staking services with yields up to 21% APY, covering assets like Ethereum, Polkadot, and Solana. Security is important for Kraken, with industry-leading encryption, cold storage for funds, multi-factor authentication (MFA), and Proof of Reserves (PoR) verification.

• Fees: Maker fee is 0.16% and taker fee is 0.26%.
• Supported Assets: Over 370 cryptocurrencies.
• Regulation & Licensing: Fully regulated in multiple jurisdictions and available in Ghana.
• GHS Deposit Methods: Credit card and debit card.

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4. Binance

Binance is the largest crypto exchange in the world, serving 260 million users across 180+ countries. The platform has an extensive range of trading products, investment tools, and financial services. Users can trade over 350 digital assets for spot trading and more than 300 perpetual contracts with 100x leverage.

The exchange’s most popular feature is copy trading, allowing users to mirror thousands of experienced traders' strategies automatically. This feature is ideal for beginners who want exposure to professional trading strategies without needing in-depth market knowledge.

Binance also provides a P2P trading marketplace, enabling users to buy and sell crypto using GHS via mobile money services like MTN and Vodafone Cash. Additionally, Binance Earn offers a variety of staking, lending, and savings options, allowing users to generate passive income from their crypto holdings.

• Fees: Spot trading fees start at 0.1%, with discounts available for BNB holders.
• Supported Assets: Over 350 cryptocurrencies.
• Regulation & Licensing: Compliant with global regulations and available in Ghana.
• GHS Deposit Methods: Bank transfer, mobile money, credit card, debit card, MTN and Vodafone Cash.

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5. Gate.io

Gate.io is one of the most comprehensive exchanges, offering traders in Ghana access to over 3,700 digital assets, which is the widest selection in the industry. Established in 2013, the platform has built a strong reputation for supporting new and trending tokens, making it great for investing early in emerging projects.

Beyond standard spot and futures trading, Gate.io enables users to engage in margin trading, leveraged ETFs, and copy trading, allowing traders to automate strategies. The platform also features Gate Earn, an investment hub that aggregates staking, liquidity mining, and passive income products. 

There is also a Web3 ecosystem, providing decentralized wallets, cross-chain swaps, an NFT marketplace, startup airdrops, on-chain staking and access to blockchain applications. The platform supports English, French, and multiple other languages, making it user-friendly for Ghanaian traders.

• Fees: Spot trading fees start at 0.2%.
• Supported Assets: Over 3,700 cryptocurrencies.
• Regulation & Licensing: Operates globally and is available in Ghana.
• GHS Deposit Methods: Bank transfer, credit card, debit card, and Google Pay.

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Is Crypto Regulated in Ghana?

Ghana’s cryptocurrency landscape is evolving, and the Bank of Ghana (BoG) is actively working on regulatory measures to address the growing adoption of digital assets. On August 16, 2024, the BoG released draft guidelines on cryptocurrency regulation, signaling a shift toward a structured framework to mitigate money laundering, fraud, and consumer protection risks. 

These guidelines introduce an eight-pillar regulatory framework, placing significant emphasis on registration and reporting requirements for cryptocurrency exchanges and Virtual Asset Service Providers (VASPs). If implemented, the new regulations will require exchanges to register with the BoG and comply with the Financial Action Task Force’s (FATF) Travel Rule. 

The central bank also plans to develop a comprehensive oversight system by working closely with the Securities and Exchange Commission (SEC), commercial banks, and international regulators. Additionally, exchanges must undergo sandbox testing before receiving approval to operate in Ghana.

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How Is Crypto Taxed in Ghana?

Ghana's taxation of cryptocurrency is evolving, with the Ghana Revenue Authority (GRA) treating digital assets as capital assets subject to capital gains tax. ​

Here are the tax rules for cryptocurrency in Ghana:

• Capital Gains Tax: Profits from the sale, exchange, or transfer of cryptocurrencies are taxed at a rate of 15% for individuals. 
• Corporate and Business Tax: If cryptocurrency transactions form part of a business’s operations, they may be taxed under Ghana’s corporate tax regime, currently set at 25%.

Taxpayers must report capital gains from cryptocurrency transactions on their annual tax returns, maintaining detailed records of all transactions, including dates, amounts, and acquisition costs. ​

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How to Buy Bitcoin in Ghana

Ghanaians interested in purchasing Bitcoin can follow these steps to securely acquire and store digital assets using Ghanaian Cedi (GHS):

1. Select a Trusted Exchange: Choose a reputable cryptocurrency exchange that supports GHS transactions. 
2. Register and Complete Verification: Sign up on your chosen platform and complete the Know Your Customer (KYC) process. This typically involves providing personal identification documents and verifying your identity.
3. Deposit Funds: After verification, fund your account by depositing GHS. Most exchanges in Ghana support mobile money services like MTN Mobile Money, as well as bank transfers and other local payment methods.​
4. Purchase Bitcoin: Go to the trading section of the platform, select Bitcoin as your desired asset, enter the amount you wish to buy, and confirm the transaction.

By following these steps, individuals in Ghana can invest in Bitcoin securely, using platforms that cater to local payment methods and comply with necessary regulatory standards.

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Final Thoughts

Ghana’s cryptocurrency market is expanding, with increasing adoption driven by financial awareness and demand for alternative investments. While regulations are still developing, traders have access to reliable exchanges that support GHS deposits and multilingual interfaces. 

Choosing the right platform depends on individual needs. Bybit and Binance are better for active traders, KuCoin offers high staking rewards, Kraken is ideal for institutions, and Gate.io provides the widest asset selection.