Summary: Revolut provides financial and crypto services across over 40 countries, including much of the European Economic Area, the UK, and select global markets such as the US, Australia, and Japan.
It operates under strict regulatory oversight from the UK's FCA, Bank of Lithuania in Europe and FINRA in the United States.
Revolut is available in over 40 countries, primarily in the European Economic Area (EEA), and also in various international locations, including Australia, Singapore, Japan, and the United States.
EU, UK, USA, Australia + 40 more
The FCA, FINRA and other Tier-1 Regulators
Personal & Business Banking, Investing & more
Which Countries Is Revolut Available?
Revolut is accessible from over 40 countries, mainly in the European Economic Area (EEA), with additional global coverage in regions like APAC and the Americas. The availability will depend on the type of account you select, such as personal and business.
Revolut Personal Account
Revolut’s personal financial services cover 48 countries, primarily in the European Economic Area (EEA) and extending to regions beyond. Here are the supported regions:
- EAA: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Republic of Cyprus, Romania, Slovakia, Slovenia, Spain, Sweden, Switzerland & United Kingdom.
- APAC: Australia, Japan, New Zealand, Singapore & British Indian Ocean Territory.
- Americas: Brazil, United States, French Guiana, Guadeloupe, Martinique & Saint Martin.
Revolut Business Account
Revolut Business accounts are open to companies registered and operating within the EEA and the United Kingdom and based in one of the 41 supported regions. Below are the available countries:
- Europe: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Switzerland, Sweden & UK.
- Overseas Territories: British Indian Ocean Territory, Gibraltar, Guernsey, Isle of Man, Jersey, Aland Islands, Azores, Madeira, Mayotte & Canary Islands.
Revolut Crypto Supported Countries
Revolut’s crypto investment service is available for users on any plan, from standard to Ultra. It is accessible from all countries where the application operates. Revolut offers crypto trading fees that start as low as 0%, depending on the chosen plan. Here’s a breakdown:
- Standard/Plus: Trading fees start at 0.49%.
- Premium/Metal: Fees from 0.29%.
- Ultra: Enjoy trading with fees as low as 0%.
Revolut Regulation and Licensing
Revolut operates under comprehensive regulatory oversight, ensuring transparency and compliance across its services. The company holds several key licenses for its offerings:
- UK Banking License: Revolut has a UK banking license from the Prudential Regulation Authority (PRA). It is also an FCA-regulated e-money institution, with customer funds safeguarded under the Electronic Money Regulations 2011.
- Electronic Money License in the EEA: In the European Economic Area (EEA), Revolut is licensed by the Bank of Lithuania and regulated by the European Central Bank (ECB), allowing it to provide services across EEA countries without additional country-specific licenses.
- FCA Authorization: The Financial Conduct Authority (FCA) oversees Revolut’s cryptocurrency services and insurance distribution in the UK.
- Stock Trading and Investment Services: In the U.S., Revolut Securities Inc. provides stock trading services, operating as a FINRA/SIPC member, which includes customer protection within specified limits.
These regulatory foundations enable Revolut to offer a range of financial services, from e-money accounts to crypto transactions, stock trading, and insurance.
How Much Does Revolut Cost?
Revolut offers a range of account options, each designed to fit different financial needs and budgets. The Standard account is free and provides essential features for budgeting and basic transactions, while the Plus account costs £3.99 per month, adding benefits like priority support and extra protections for everyday spending.
The Premium account is available at £7.99 monthly, offering travel insurance and airport lounge access. Metal, at £14.99 per month, includes all Premium features, higher investment limits, and exclusive lifestyle benefits. Finally, Ultra, Revolut’s top-tier plan, is priced at £45 per month, offering a platinum-plated card and premium travel benefits.
Each tier enhances Revolut’s core services, making it adaptable for users from casual spenders to frequent travelers and serious investors.
Bottom Line
Revolut offers a comprehensive suite of financial and crypto services across a vast network of over 40 countries, with a solid regulatory foundation under the UK’s FCA, the Bank of Lithuania in Europe, and FINRA in the U.S.
Tailored to different needs, Revolut’s flexible plans and transparent fee structures make it a versatile option for personal, business, and crypto users globally.